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ACA Running Thread

 
Fuckers don't give two shits about health care. Still only care to try and make "Obamacare" fail. Assholes.

I think $90 million is a little steep to try and reach the people who haven't read a paper in the past 8 years
 
Based on your gut feeling?

There's so much uncertainty in the market (thanks Pubs)...slashing advertising and navigator support will only lead to fewer enrollees, especially younger healthier ones, and higher premiums. It's just another blatant attempt to undermine the ACA. And for what reason? So Pubs can crow about how it's not working. While they continue to offer jack shit in terms of anything like a better plan.
 
Based on your gut feeling?

There's so much uncertainty in the market (thanks Pubs)...slashing advertising and navigator support will only lead to fewer enrollees, especially younger healthier ones, and higher premiums. It's just another blatant attempt to undermine the ACA. And for what reason? So Pubs can crow about how it's not working. While they continue to offer jack shit in terms of anything like a better plan.

How much should we spend to acquire new enrollees this many years after it's been rolled out? What's a good ROI on the investment?
 
A fair question. That deserves thoughtful reflection and study. And an honest and open consideration wrt desired outcomes.

Rather than this obvious attempt to further sabotage the program the Pubs have used since inception only for dishonest political point-making, healthcare effects be damned. Congress gets it enough to fail to repeal, but not Trump. So strategy continues to undermine it so as more people suffer from no coverage and higher costs (if covered) we'll all be more of a mind to accept a Pub plan replacement that will be structurally inferior.

Can't really back and forth much the next days....

Quote from: Trump Guts Budget for Obamacare Ads

Administration plans to sharply reduce ACA outreach budget
Experts say ads needed to attract people to insurance markets

----------
The Trump administration’s plan to slash spending on getting people to sign up for Obamacare will further undermine the law’s already fragile health insurance markets, according to health experts, insurers and people who helped implement the law.

On Thursday, the Health and Human Services department said it would cut the Affordable Care Act’s advertising budget by 90 percent, to $10 million, and would also reduce spending on groups that help customers find the appropriate insurance plan. The administration called the cuts necessary reductions for programs that have run their course and aren’t efficient.

Those who have studied the law or helped run it say otherwise. They say such drastic reductions look like efforts to let the program wither, as Trump has threatened, two months before sign-ups open.

“It seems perfectly appropriate to review outreach efforts and see if they can be done more efficiently, but these cuts are quite large,” said Larry Levitt, a senior vice president at the Kaiser Family Foundation, a health research group. “There’s no doubt that cuts to outreach and advertising will result in more people uninsured.”

Obamcare’s markets, similar to other insurance pools, are designed around the idea that healthy people’s premiums help subsidize the sick. Advertising helps attract those healthy people, said Sarah Gollust, a professor at the University of Minnesota School of Public Health who’s studied the effects of marketing the health law.

“If the health-insurance marketplace ends up with more sicker people relative to healthier people, premiums would rise -- sending healthier people out of the marketplace and further exacerbating the problem of high costs for everyone,” Gollust said in an email.

Ineffective Ads?

The Trump administration said the Obamacare ads are ineffective, though it hadn’t formally studied them...
----------
 
Navigators were worthless. There are more than enough agents actually certified/contracted by the carrier to sell and service the insurance plan.

A fair question. That deserves thoughtful reflection and study. And an honest and open consideration wrt desired outcomes.

Rather than this obvious attempt to further sabotage the program the Pubs have used since inception only for dishonest political point-making, healthcare effects be damned. Congress gets it enough to fail to repeal, but not Trump. So strategy continues to undermine it so as more people suffer from no coverage and higher costs (if covered) we'll all be more of a mind to accept a Pub plan replacement that will be structurally inferior.

Can't really back and forth much the next days....

Quote from: Trump Guts Budget for Obamacare Ads

Administration plans to sharply reduce ACA outreach budget
Experts say ads needed to attract people to insurance markets

----------
The Trump administration’s plan to slash spending on getting people to sign up for Obamacare will further undermine the law’s already fragile health insurance markets, according to health experts, insurers and people who helped implement the law.

On Thursday, the Health and Human Services department said it would cut the Affordable Care Act’s advertising budget by 90 percent, to $10 million, and would also reduce spending on groups that help customers find the appropriate insurance plan. The administration called the cuts necessary reductions for programs that have run their course and aren’t efficient.

Those who have studied the law or helped run it say otherwise. They say such drastic reductions look like efforts to let the program wither, as Trump has threatened, two months before sign-ups open.

“It seems perfectly appropriate to review outreach efforts and see if they can be done more efficiently, but these cuts are quite large,” said Larry Levitt, a senior vice president at the Kaiser Family Foundation, a health research group. “There’s no doubt that cuts to outreach and advertising will result in more people uninsured.”

Obamcare’s markets, similar to other insurance pools, are designed around the idea that healthy people’s premiums help subsidize the sick. Advertising helps attract those healthy people, said Sarah Gollust, a professor at the University of Minnesota School of Public Health who’s studied the effects of marketing the health law.

“If the health-insurance marketplace ends up with more sicker people relative to healthier people, premiums would rise -- sending healthier people out of the marketplace and further exacerbating the problem of high costs for everyone,” Gollust said in an email.

Ineffective Ads?

The Trump administration said the Obamacare ads are ineffective, though it hadn’t formally studied them...
----------
 
I think $90 million is a little steep to try and reach the people who haven't read a paper in the past 8 years

Our nation spends $3.2 TRILLION on healthcare. $90M isn't even a rounding error.

Hell over $5.6 BILLION is spent on RX drug advertising annually.
 
Our nation spends $3.2 TRILLION on healthcare. $90M isn't even a rounding error.

Hell over $5.6 BILLION is spent on RX drug advertising annually.

Most of that isn't paid for by the federal government. My $90 million is.
 
The government spends hundreds of billions on healthcare. The $90M helps them spend less.
 
Of course the cuts Trump made to the marketing budget were 100% political. But the idea they are material to the success of the ACA is laughable. The left crying foul is equally moronic to the rights thinking this will have any impact to the ACA. Just the same old BS from both sides.

LCDeacon is spot on here. The ACA marketing was a joke. Virtually no one who hasn't purchased over the past 4 AEPs wont buy this one....
 
I don't pretend to know for sure, but maybe not going to accept without question perspective from insurance industry insider(s?).

Anecdotally, I have known several people who were helped by navigator/assister.

The law and marketplace and products are not simple to understand or navigate, unfortunately. So it's reasonable to imagine that unbiased or non-commissioned helpers might be useful to plenty of folks. What I've heard listening to NPR and reading briefly on the internet suggests the navigators have been pretty busy helping a lot of people...especially poorer folks.
 
I don't pretend to know for sure, but maybe not going to accept without question perspective from insurance industry insider(s?).

Anecdotally, I have known several people who were helped by navigator/assister.

The law and marketplace and products are not simple to understand or navigate, unfortunately. So it's reasonable to imagine that unbiased or non-commissioned helpers might be useful to plenty of folks. What I've heard listening to NPR and reading briefly on the internet suggests the navigators have been pretty busy helping a lot of people...especially poorer folks.

Insurers actually benefit if the navigators were effective. In my experiences, they really aren't and are inferior to agents (note that insurers don't pay navigators but do pay agents so not sure why insurers wouldn't want them to be effective). We dealt with constant issues with sales from these folks. .Navigators pushed many to the lowest cost plan when that often wasn't the right choice for them. They were also one of the larger abusers of the rules. Lots of misinformation.

We will see a decline in ACA enrollment this year and the left will yell and scream that it was because if this. The reality is the market is shrinking b/c of cost.
 
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