On the topic of credit scores, I highly recommend CreditKarma (truly free credit score, in good standing with BBB, etc. I trust them with my info). Kinda like Mint (which I also use) but for credit.
I've got a 752. Considering I only have a 5-6 year credit history and nothing but a few credit cards I'm pretty happy with that.
I'm going to check this out. Thanks for the heads up. I'd rather not pay for this stuff.