DCDeac
Well-known member
- Joined
- Mar 20, 2011
- Messages
- 11,736
- Reaction score
- 2,569
Just a data point for anyone interested - we locked in 2.875 last week, 30 year fixed refi with no points/fees. Crazy. And agree with most posters above that taking a 15 over a 30 even if you're planning on paying the loan off in 15 doesn't make much sense at current rates. In 10 years it might not even be a capacity to pay thing, just an overall cost of money consideration where you want to do something else because priorities change.