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Thread: Chat Thread: Cheatin' TKory !!!!!

  1. #1961
    do any of you guys line item budget?

    I tried for like a month and it was terrible

    now I just have my big buckets, most of which are auto-payments: housing, savings, car, donations, and then the rest is just like don't spend more than what's left

  2. #1962
    Quote Originally Posted by Resilient Deac View Post
    Just curious because it's an area where we are trying to cut back. Well, we are trying to cut everything back but food seems to be something we blow through money on. I probably didn't factor in my alcohol on my original post, so I'm closer to $1,250 a month.
    When you buy groceries are you planning out specific meals and then shopping for those ingredients? That can help cut down on food waste and buying unnecessary things. By the end of the week our fridge looks pathetic but thatís by design as we eat through what we bought.

  3. #1963
    Scooter Banks

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    My kids are 7, 9, and 11 and eat a shitload more than they used to, especially the 11 year old. Wish I had that kid's metabolism.

  4. #1964
    I don't eat much meat and I don't cook it for myself, so that helps keep the grocery bill low

    working from home, which will be my reality even post-covid, also makes it a lot easier to eat cheaper and healthier at lunch

    I also fucking haaaate wasting food, so I'm pretty good at buying what I'm gonna eat and knowing what I have -- it makes for some boring eating patterns sometimes though and really hurts my capacity to just whip something up in the kitchen with what I have

  5. #1965
    Quote Originally Posted by Resilient Deac View Post
    You're in Philly, right? Or DC? Sorry, I can't keep up where everyone lives. I imagine there's a slight increase in takeout cost than in Winston-Salem, but still, that's a decent bit.
    DC

    I think it'll be something that takes a hit when we start paying for childcare and need to cut back. We tend to do takeout 3 of the 4 nights between Thursday and Sunday.

  6. #1966
    Sam "Ace" Rothstein
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    Quote Originally Posted by JuiceCrewAllStar View Post
    do any of you guys line item budget?

    I tried for like a month and it was terrible

    now I just have my big buckets, most of which are auto-payments: housing, savings, car, donations, and then the rest is just like don't spend more than what's left
    Yes. Though I have to admit, I really only get that detailed when I start to worry that things have gotten out of hand with our spending (which happens from time to time).

    I'd say we spend (as a family of 5) about $1500 on "food" a month (groceries/staples & restaurants/takeout).

    I've tried numerous times to get us on a budget of $250 a week, but it doesn't work. Even when we string a few weeks together, it basically ends with a pent-up explosion of spending at Costco to restock.

    We don't spend much at all on alcohol, though.

  7. #1967
    Quote Originally Posted by JuiceCrewAllStar View Post
    I don't eat much meat and I don't cook it for myself, so that helps keep the grocery bill low

    working from home, which will be my reality even post-covid, also makes it a lot easier to eat cheaper and healthier at lunch

    I also fucking haaaate wasting food, so I'm pretty good at buying what I'm gonna eat and knowing what I have -- it makes for some boring eating patterns sometimes though and really hurts my capacity to just whip something up in the kitchen with what I have
    Same here, I hate wasting food and I have a high tolerance for eating the same thing multiple times without being tired of it. Most of our meat related dishes are not like high $ steak and seafood (again, little kids) so itís mostly cheaper things. And we incorporate a lot more veg based proteins like lentils and chickpeas than we used to, although I still canít get tofu to work.

  8. #1968
    Sucks that this convo will soon be buried under an avalanche of cheap biff thread stealing gifs

  9. #1969
    Quote Originally Posted by JuiceCrewAllStar View Post
    do any of you guys line item budget?

    I tried for like a month and it was terrible

    now I just have my big buckets, most of which are auto-payments: housing, savings, car, donations, and then the rest is just like don't spend more than what's left
    I do item line budget, but mostly because I am living on a grad student stipend so there's not much room to go over each month. It's also kinda nice to know where I am spending too much money, it forces me to evaluate what I am spending on that I shouldn't be each month.

  10. #1970
    The Pumpfaker Paul Hogan's Avatar
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    Quote Originally Posted by 06deacon View Post
    Sucks that this convo will soon be buried under an avalanche of cheap biff thread stealing gifs

  11. #1971
    wife budgets, i spend

  12. #1972
    Quote Originally Posted by JuiceCrewAllStar View Post
    do any of you guys line item budget?

    I tried for like a month and it was terrible

    now I just have my big buckets, most of which are auto-payments: housing, savings, car, donations, and then the rest is just like don't spend more than what's left
    We've tried also but aren't organized and diligent about it.


    Quote Originally Posted by 06deacon View Post
    When you buy groceries are you planning out specific meals and then shopping for those ingredients? That can help cut down on food waste and buying unnecessary things. By the end of the week our fridge looks pathetic but thatís by design as we eat through what we bought.
    We buy fresh veggies for the week and our protein, which is typically fish or chicken. We grill out a lot in the warmer months, which opens up the door to burgers, dogs, ribs, etc. But no true meal prep is involved. The fish I buy, unless I'm going for a nice fancy dinner, is usually the individually packed frozen salmon, snapper and grouper, which typically runs about $5-$7 per fish. We buy a couple of heads of broccoli, some green beans, zucchini and squash(when in season), and we keep a couple of bags of salads.

    So a typical weeknight dinner is fish, 2 veggies and a Sister Shubert roll. = roughly $20

  13. #1973
    Quote Originally Posted by DeacsATS View Post
    Yes. Though I have to admit, I really only get that detailed when I start to worry that things have gotten out of hand with our spending (which happens from time to time).

    I'd say we spend (as a family of 5) about $1500 on "food" a month (groceries/staples & restaurants/takeout).

    I've tried numerous times to get us on a budget of $250 a week, but it doesn't work. Even when we string a few weeks together, it basically ends with a pent-up explosion of spending at Costco to restock.

    We don't spend much at all on alcohol, though.
    yeah, Costco really makes for uneven spending analysis

    takes a few months, even years on certain items, to realize the savings -- e.g. I'm never gonna have to buy another gallon freezer or sandwich bag again in my life

  14. #1974
    The Pumpfaker Paul Hogan's Avatar
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    I cant imagine being single and shopping at Costco. Don't you live in an apartment ?

  15. #1975
    The Pumpfaker Paul Hogan's Avatar
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  16. #1976
    The Pumpfaker Paul Hogan's Avatar
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  17. #1977
    It's been a nice conversation. Biff go ahead and take us to the finish line. I don't want the pressure of updating chat thread titles.

  18. #1978
    PM a mod to cement your internet status forever
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    Even Google is like ďCostco gifs? WTF?Ē

  19. #1979
    Quote Originally Posted by Paul Hogan View Post
    I cant imagine being single and shopping at Costco. Don't you live in an apartment ?
    yeah, but I have pretty good storage -- I'm not living in Brooklyn studio or anything

  20. #1980
    trying to schedule my last work event before going out on paternity leave in january and stupid indian holidays are EVERYWHERE

    not only am i trying to plan for an event that works for California, DC, London, and India, I have two regions of India to account for, which have different holidays

    california office has a sales meeting first week of january

    all US offices have the 18th off

    northern india has the 26th off

    southern india has the 14-15 off

    getting three days of 4 hrs per day is nigh on impossible

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