In all honesty RJ - this is the thread for both good and bad. So I would like to hear the good.
1. Donut hole has been fixed - this has saved seniors a bunch of money. What exactly are the financial repercussions / responsibilities for the taxpayer/government? Are their any or is this one of those rare situations where people can save money, and it doesn't cost someone more money (not being sarcastic..honestly don't know the details of the donut hole - would love more information)
2. Kid's staying on insurance policies longer - not a huge fan of this. Basically we are just allowing young adults to act like kids for longer. There is no real net savings here however as the parents still have to pay the increased premium. You are just shifting the burden from the younger crowd to the older crowd that wants to coddle their kids until they are 25.
3. Lifetime limits - torn on this one. Insurance is a statistic equation when it comes down to it, so it makes sense that there would be a lifetime limit in order to set proper boundaries. Without a limit, insurance will probably just cost more as the equation becomes more uncertain. I do like that people can rest assured that they are covered, but financially this ends up costing the average insurance recipient more. Plus and minus to this.
4. Medicare expansion to rural communities - I honestly don't know anything about this one. Has this been implemented? Is there some sort of verifiable data to show the expansion? Honestly don't know.
The thread was meant to discuss good and bad. So thank you for bringing up some of the good points.