I may be in the minority of ladies though considering I have no idea how many carats it is and don't really care to find out.
You should get it appraised and add it to your insurance policy or get a separate valuable personal property policy.
Go to the diamond district in NYC knowing what you want, there are great deals there, and most of the times no tax depending on who you deal with.
Get the ring at Costco. Thank me later.
Meh... it is just stupid in my opinion. There are literally people enslaved to get the diamonds and people completely ignore it because its been a "tradition" for two to three generations. I honestly don't think I could buy a general diamond ring and look at it everday wondering how it got there. I will admit I am hypocritical since I don't give a shit where my Nikes or other stuff comes from, but for some really diamonds especially piss me off because its so blatant and the apathy is so accepted.
Convince me to not buy a GIA certified loose diamond and have it put in a setting at the local jeweler.
That's what I did 12 years ago and it worked out great. Thanks Diamond Brokers of Florida!
Most places won't set a diamond they didn't sell you anymore. They can't (won't) insure the diamond.
Wouldn't you just get a personal rider through your regular insurance company?
We know several couples where the wife has replaced her diamond engagement ring after 20+ years with a bigger one - or had it re-set in a much bigger setting with other diamonds and such. How do y'all feel about that? Personally I hate it. It would really upset me if my wife decided the engagement right I sacrificed for and picked out myself 25+ years ago wasn't good enough for her anymore. My wide hasn't mentioned wanting to do this - but she also hasn't talked as much crap about what they did as I have - which makes me nervous.
We know several couples where the wife has replaced her diamond engagement ring after 20+ years with a bigger one - or had it re-set in a much bigger setting with other diamonds and such. How do y'all feel about that? Personally I hate it. It would really upset me if my wife decided the engagement right I sacrificed for and picked out myself 25+ years ago wasn't good enough for her anymore. My wide hasn't mentioned wanting to do this - but she also hasn't talked as much crap about what they did as I have - which makes me nervous.
So did you end up standing by your convictions?
We know several couples where the wife has replaced her diamond engagement ring after 20+ years with a bigger one - or had it re-set in a much bigger setting with other diamonds and such. How do y'all feel about that? Personally I hate it. It would really upset me if my wife decided the engagement right I sacrificed for and picked out myself 25+ years ago wasn't good enough for her anymore. My wide hasn't mentioned wanting to do this - but she also hasn't talked as much crap about what they did as I have - which makes me nervous.
Recently a friend was talking about doing this and my reaction was much the same as yours. I love the ring I have. It's perfect and it's the one Matt proposed with, that's irreplaceable to me. If I ever need a bigger stone for some reason (though honestly I am more likely to spend the money on something else like a trip) then I would just get a right hand ring.
This. The value of the ring is not the "value" but the meaning behind it - the sentimental value. If you get richer later, buy another ring - don't replace the one thing that embodies all the feelings your spouse had for you when he saved up all his beer money and bought you the best ring he could afford at the time. Do you replace your spouse because you lose weight, get in shape, age more gracefully than they did? (That might be a bad example, since some people probably do)