I refi’ed at 2.875 a couple weeks ago. Down from 4.125 that I got in 2015
Any updates here lately? Any great rates?
We locked in 2.75% (down from 3.75%) a few weeks ago; that was the best rate I was offered without purchasing points.
Which lender?
Caliber Home Loans
We locked in 2.75% (down from 3.75%) a few weeks ago; that was the best rate I was offered without purchasing points.
Check out Loan Depot. They were excellent on my last refi to 2.875. Rates are obviously better now but it isn't quite worth the effort for me yet with roughly a 2 year payback on going even lower.
looking at refi options, but I'm in a co-op, not a condo, so it's harder to find lenders -- my understanding, however, is that Loan Depot does co-ops
what kind of fees did you pay?
My local bank is offering me 2.49 with no PMI (even though I have less than 20% equity) for a 15 year fixed. Is it worth me trying to shop around for something better, or should I just take the deal?