the argument regarding government encouraging college/home ownership is an interesting one. many americans have bettered their situation tremendously through prudent use of both forms of government aid which is good for all of us (less crime, more educated work force, stronger communities, etc.). other countries have been--and continue to be--enriched by even stronger government aid (more so education i think than home ownership). so the question to me is what can you do to determine who is or isn't apt for these programs? who will make the country stronger through these programs? who causes them to fail? rather than just dismissing access to higher education to those that can't afford it or home ownership to those that don't come from means, i think it is more fruitful to figure out how to encourage the productive access to these institutions.