Yeah, I'd be pissed off too. Is this a tactic the US Gov. is taking, or is it Humana in your opinion? Is Humana the only insurance company on your exchange?
It's the marketplace. Humana is the only reason I had a chance. The agent stayed on the line with me the whole time. We were 'disconnected' from the marketplace three times during the 2 hour call since she was still on the line she was able to get me another representative who consequently put me back on hold.
It's the marketplace. Humana is the only reason I had a chance. The agent stayed on the line with me the whole time. We were 'disconnected' from the marketplace three times during the 2 hour call since she was still on the line she was able to get me another representative who consequently put me back on hold.
My guess is he completed an app and the app was submitted to the carrier. Because of the technical issues at play insurers have to issue bills with the enrollment files. However coverage won't start until that first payment hits the door.
The real world impact of GOP governors refusing ACA $$:
http://orlandoweekly.com/news/the-perils-of-florida-s-refusal-to-expand-medicaid-1.1665144
"Dill’s death was not unpredictable, nor was it unpreventable. She had a documented heart condition for which she took medication. But she also happened to be one of the people who fall within the gap created by the 2012 U.S. Supreme Court ruling that allowed states to opt out of Medicaid expansion, which was a key part of the Affordable Care Act’s intention to make health care available to everyone. In the ensuing two years, 23 states have refused to expand Medicaid, including Florida, which rejected $51 billion from the federal government over the period of a decade to overhaul its Medicaid program to include people like Dill and Woolrich – people who work, but do not make enough money to qualify for the Affordable Care Act’s subsidies. They, like many, are victims of a political war – one that puts the lives and health of up to 17,000 U.S. residents and 2,000 Floridians annually in jeopardy, all in the name of rebelling against President Barack Obama’s health care plan."
I'm sure there are cases like this in every state where governors put their hatred of Obama over the well-being of their citizens.
Did any states go that route CH?
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Of course, some of the blame falls onto the drafters of the ACA who created the coverage gap. Why didn't they drop the FPL to 0% if the State didn't expand Medicaid. They did drop it from 138% to 100%...Why not further? Im not convinced Medicaid is the right answer. Its odd that a few hundred $ make the difference between private cheap (or free coverage) vs. Medicaid.
Again, not as simple as some suggest.
I may be wrong, but didn't the court ruling create the gap? The law required expansion, the ruling made it optional, isn't this correct? What am I missing?
CHDeac, what are your thoughts on the new CBO report? It seems to have favorable projections for Obamacare.
The one I saw talked about subsidies being lower than originally projected based on lower premiums in 2014. Thats good news in theory but I think the jury is still out on what premiums will do over the medium term. The CBO just plugs in new assumptions so each time we get a new data point, I suspect we will get both good and bad news depending on the data point.
The red herring here is the "if you like your plan you can keep your plan" decision. Insures priced for this book coming into the the ACA pool which kept rates lower than they needed to be. Most insurers will play catch up in 2015 so we might see higher than expected increases than the CBO thinks. That and an older/sicker pool will also drive rates up. Rates go up, subsidies go up. CBO issues "bad" news.
Time will tell. Im highly suspect that thus will be cheaper than planned over the long run...
The one I saw talked about subsidies being lower than originally projected based on lower premiums in 2014. Thats good news in theory but I think the jury is still out on what premiums will do over the medium term. The CBO just plugs in new assumptions so each time we get a new data point, I suspect we will get both good and bad news depending on the data point.
The red herring here is the "if you like your plan you can keep your plan" decision. Insures priced for this book coming into the the ACA pool which kept rates lower than they needed to be. Most insurers will play catch up in 2015 so we might see higher than expected increases than the CBO thinks. That and an older/sicker pool will also drive rates up. Rates go up, subsidies go up. CBO issues "bad" news.
Time will tell. Im highly suspect that thus will be cheaper than planned over the long run...