Heh, you are giving him way too much credit. The article he posted was referring specifically to people with employee sponsored insurance, not people on the individual marketplaces. The article itself is fine. It talks about rising premiums and deductibles which have outpaced wage growth, referencing work from the commonwealth fund (
https://www.commonwealthfund.org/pu...rends-employer-health-care-coverage-2008-2018). This is reflective of health care costs which have been rising at unsustainable levels for many years now. Where our friend went wrong was trying to blame the ACA for this, which is nonsense. If anything the ACA has bent to cost curve downward somewhat.
Your point about those above the subsidy cliff is a good one that needs to be addressed (all the current Dem plans address it, thankfully).
But I'm quite confident it's a level of nuance that is beyond the original post in question.