ConnorEl
Well-known member
Yep
Thx Republicans.
Thx Republicans.
Trump administration filed their brief with the Supreme Court to overturn the ACA yesterday, with no plan for replacement. Which would reverse medicaid expansion and strike protections for those with pre-existing conditions, among other things. In the middle of a pandemic.
Which is something we agree on, but the methods to do it differ.
It won't be "give". In other countries, you still pay.
BTW, Biden's plan says no one would pay more than 8.5% of their income towards premiums. This could mean if it's done like in UK or Germany where employers chip in, people would likely pay less than 5% of income for family insurance.
pharma, biotech, device manufacturers, etc. love that they can keep gouging private insurers for something they'd actually have to price bargain with a single payer for, at least if i understand the very basic concept of monopsony power correctly
rj is still stuck on the GOP "let insurers sell across state lines" 80s idea that there are still neoliberal loopholes and tax credits we haven't found to optimize employer-funded private care
pharma, biotech, device manufacturers, etc. love that they can keep gouging private insurers for something they'd actually have to price bargain with a single payer for, at least if i understand the very basic concept of monopsony power correctly
rj is still stuck on the GOP "let insurers sell across state lines" 80s idea that there are still neoliberal loopholes and tax credits we haven't found to optimize employer-funded private care
Why the fuck would you we pay premiums for insurance in the first place? We don't need *another* goddamn middleman for health care. The health insurance industry is a huge fucking obstacle in regulating health care costs.
I honestly would like to hear more from health insurance advocates on how the health insurance industry coexists with government as payers, without directly competing with one another. It's been 5+ years since I worked for BCBSofNC, but I remember hearing daily complaints from customers and providers on the advantages that private health insurance had over Medicare/Medicaid. Providers planning on opting out out of the Medicare network, providers prioritizing insured patients, etc.
As to employers not paying in socialized medicine countries:
"Germany's healthcare contribution costs are 14.6 to 15.6%, half of which the worker pays, and half the employer"
"Healthcare coverage has been compulsory for private French companies to provide employees since 2016. This type of medical insurance will typically cover the remaining 30% of your medical fees including emergency hospital care."
As I've said over and over again, the quickest way to get to M4A or universal coverage is to offer Medicare as an option for employers of all sizes. Whether you work in a two person office or for Wal-Mart, you'd pay the same premium.
When you take away the profit for insurance companies, the overhead (15+% for private companies vs. under 4% for Medicare) and are in a pool of hundreds of millions, you are looking at saving 30+% for all. Do you actually think private insurance companies could compete?
Private insurance would be out of business and universal care would be in place long before you could get M4A passed in Congress.
There are plenty of countries that contain cost without a single-payer system. Medicare for all would be great especially for me since my income producing days are coming to an end and I'm going to be a larger consumer of health care services but it isn't going to happen so let's try to get some Cost Containment teeth into ACA