Best All-Around Credit Card

[WakeUp08]

Hello Pit Dwellers...I haven't been around much recently but I'm surfacing to put this opinion question out to you finance nerd types.

I'm looking to open a new credit card. I've got one Wells Fargo MasterCard that I use for any credit card purchases. I typically don't carry a balance from month to month unless I have to make some emergency big purchase and take a couple months to pay it off. My card has no annual fee and about a 15% APR. Minimal rewards program - 1 point per $1 on all types of purchases. I'm tired of Wells Fargo for various reasons and am looking to move my finances, starting with credit card, to another institution. Side note - I am eligible to open accounts at State Employees Credit Union and USAA.

What kind of card do you all recommend that has no annual fee, comparable APR, and if I can get better rewards than simple 1 point per dollar that'd be great.

Thanks for your help.

 

[Wakelaw2006]

Check out this thread. Despite the title on airline rewards, it has a lot of discussion about a lot of different cards:

http://www.ogboards.com/forums/showthread.php/7838-Best-Airline-Rewards-Credit-Cards

 

[dartsndeacs]

Yeah, just read that thread. Assuming you are charging more than $1k/month on whatever card you use, don't be afraid of dat annual fee. Barclays mastercard is pretty awesome. 2.2 points per and like $500 free upon signup. Best mix of signup bonus (free money) and use afterwards.

 

[WakeUp08]

Thanks for the link to that Wakelaw...thought there had been a pretty extensive thread on this before but I couldn't find it.