Bernie's single payer "plan"
Will Graham-Cassidy be cutting edge enough to include selling insurance across state lines and tort reform, or will those be phased in slowly over time?
Why are arbitrary state lines boundaries for insurance? Seems dumb from an actuarial standpoint, which is what should drive rates.Selling insurance over state lines on a nationwide basis is a terrible and dramatically anti-consumer concept. The first reason is that as bad as competition is today, it will get much worse with this idea. There will be many more states that have monopolies as the big companies swallow up everyone else. the next issue is equally as horrible for consumers. Insurance companies will move HQs to states that have the least consumer protection as many have done with credit card services.
It's a typical RW bumper-sticker concept that will screw every day people.
Bernie's single payer "plan"
Why are arbitrary state lines boundaries for insurance? Seems dumb from an actuarial standpoint, which is what should drive rates.
So what's the problem with Medicare for All? Medicare is popular. It presumably works for the olds. We'd pay for Medicare instead of all the health insurance spending we do. I don't know the numbers but it's hard to imagine how we'd pay even more than we're paying now.
So what's the problem?
Healthcare spending has become such a huge part of the economy that it would really upend a lot of people's businesses/jobs if something this major happened. A Medicare for all would reimburse a lot less (part of how to control costs, btw) but that would squeeze some businesses and put other out of business entirely. Not to mention all the redundant insurance support structure that wouldn't be needed. This would have to be a long phase in
Personally I'd rather just do it bc the long term benefit is much better than the status quo and it has real world examples that support it working