freakadeac
Well-known member
- Joined
- Apr 14, 2011
- Messages
- 5,340
- Reaction score
- 899
palma I looked at the Barclays card. Nice card. $89 annual fee is annoying but there are some nice perks there (mainly the 40k bonus miles at signup) and it's nice that you are not locked down to one airline or hotel chain. Unlike the CSP there are decent enough perks after the massive signup bonus that make it worthwhile to hold onto. The 7% dividend is OK for CSP but they need to do better than that to justify the $95 fee. The dividend doesn't take into account the signup bonus either which sucks. Has anyone had success downgrading it to the no-fee version without affecting credit score via closed account?