TheTwinAndreBen
3 stacks
The only way to change it though is through regulation. The bureaus will not change on their own. There was a pretty nice piece on 60 minutes within the last year or so that profiled a woman who had her credit wrecked for like a decade because her SS# was miss-associated with a person of the same name who was a derelict. She sued the credit bureau and won a seven figure sum. A former in house counsel was interviewed and said that it was cheaper for them to settle suits when they really fuck up than to change their policies, i.e. not give responsibility for your credit to some guy named punjab (Hello this is Bill!) smearing his lentil samosa all over your credit file.