You left out the cost of a gun and bullets. Sounds like a terrible existence. Enjoy life - I am a big saver and big proponent of living within your means. My wife and I make more than the magical $250K, so we are by definition "rich." We do save quite a bit, but before I got married, I wanted to save more than my wife did. But, I now realize (particularly with the market turbulence) that you can't really plan for everything, you are going to have dips, etc. And, the older I get, the more I realize how short life really is (I know you are a Kurzweil fan and you think you will live forever - maybe so). You need to enjoy it while you can - not recklessly, but don't punish yourself just for the sake of saving some extra loot. I doubt you will think it is worth it in the long run.
food $200/month???????
lol making $90k and you spend $50/week. that life sucks, dude
But turkey sandwiches and cliff bars are just sooo delicious
Food could probably be bumped up a bit but clothes and furniture were overestimated. Also the $400 entertainment includes going out every once in a while.
But as ABC and you have noted, this is admittedly not a very fulfilling life to maintain forever. 6 years of this though and you are 30 years old with $350k+ saved with interest and probably a job making $120k. Then you can double the lifestyle, get married, buy a house and still save the same $40k. Though I agree you can't count on anything in this economy. And I should mention, this is a good bit better of a lifestyle than I have lived for the past 5 years, if you can believe that.
food $200/month???????
lol making $90k and you spend $50/week. that life sucks, dude
OGD, I think most married guys will tell you that it's great to save money to be financially secure when you're married, but the extra things you can blow money on as a single dude are better than the extra things you'll be forced to blow money on as a married dude. To have the latter without the former is a damn shame.
Blow, hookers, cigars, bad bets... just to name a few.
I probably spend 500-800 a month on restaurants alone
+ 1 billion.
In the last 12 months alone:
2k on a new washer/dryer (you would not believe the prodigious number of clothes 3 little boys go through)
2k in auto maintenance (new tires on both vehicles, new timing belt on truck)
$400 for a new vaccuum (Dyson Animal FTW)
1k in unexpected vet bills after the dog hurt herself in the back yard.
This kind of stuff just adds up.
OGD, I think most married guys will tell you that it's great to save money to be financially secure when you're married, but the extra things you can blow money on as a single dude are better than the extra things you'll be forced to blow money on as a married dude. To have the latter without the former is a damn shame.
does OGD actually have this 90k/year job yet or is this just in his plan
does OGD actually have this 90k/year job yet or is this just in his plan
totally hypothetical and somewhat optimistic figure, but it's fun to think about
And LK, yea I know there are very few $120k comp sci jobs with six years exp, but it's more common than you think in the bay area. You just have to have a good connection. A lot of times you are worth more with 6 years experience than with 20 years there as weird as it sounds.
$80k at age 22 isn't uncommon
$120k at 27 is quite possible
Then back down to $80k at 35 unfortunately as employers see you as older, not as familiar with the latest technologies and not as able physically to put in the long hours.
totally hypothetical and somewhat optimistic figure, but it's fun to think about
And LK, yea I know there are very few $120k comp sci jobs with six years exp, but it's more common than you think in the bay area. You just have to have a good connection. A lot of times you are worth more with 6 years experience than with 20 years there as weird as it sounds.
$80k at age 22 isn't uncommon
$120k at 27 is quite possible
Then back down to $80k at 35 unfortunately as employers see you as older, not as familiar with the latest technologies and not as able physically to put in the long hours.
+ 1 billion.
In the last 12 months alone:
2k on a new washer/dryer (you would not believe the prodigious number of clothes 3 little boys go through)
2k in auto maintenance (new tires on both vehicles, new timing belt on truck)
$400 for a new vaccuum (Dyson Animal FTW)
1k in unexpected vet bills after the dog hurt herself in the back yard.
This kind of stuff just adds up.