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ACA Running Thread

So CH and others have brought up one of the problems of the ACA people making >400% of the FPL because the tax credits abruptly stop at that level. While a relatively small percentage of people getting plans on the market overall, it's definitely a real problem (and one of the things they SHOULD be trying to fix instead of this charade in the Senate right now). Here's an analysis of extending the credits people >400% of FPL using RAND's model. Take home is it would cost ~$6 billion, reduce the uninsured rate by 1.2 million people, and improve the risk pool, decreasing premiums for all.

http://www.commonwealthfund.org/pub...ion?omnicid=EALERT1247883&mid=eibner@rand.org

I wonder what the cost would be if the 3X multiplier cap for age would be increased to 5X, which is more actuarially sound for males and which would make premiums more affordable for young healthy individuals (obviously at a cost to 62-year olds but again, justified based on morbidity)
 
I wonder what the cost would be if the 3X multiplier cap for age would be increased to 5X, which is more actuarially sound for males and which would make premiums more affordable for young healthy individuals (obviously at a cost to 62-year olds but again, justified based on morbidity)

Don't know the number, but costs would go up pretty dramatically if it were changed to 5 to 1, as nearly all the projected new tax credits go to people aged 50-64 in their analysis.
 
Is that $6 billion per year or $6 billion through 2026?

Per their analysis it would increase the deficit by $6 billion by 2020. It's not clear to me based on the brief how that would be projected to change over time beyond that.
 
 
 
You can't make this stuff up.

 
It is kind of hilarious how they keep making votes to add back what they have already voted down. Like the repeal and replace failed, so they stripped it down to just repeal which failed so then start adding back things for a repeal and replace some stuff but they are so disjointed the end product looks more and more like repeal and replace part 1 that didn't pass.
 
Dems are so good at obstruction that they are able to get Pubs to vote against Pub written bills.
 
Why do all democrats hate the majority of American people? Why do they keep voting no?????
 
Do you know what "majority" means? I'll help: http://www.dictionary.com/browse/majority?s=t

I do, do you know where people get their health insurance from?

2016_total_coverage_pie_chart.jpg
 
Kinda sad that most of the "uninsured" are just too lazy to sign up for things they're eligible for.
 
Rather than implement the ACA, we probably would have been better off taking all the money we've spent creating and discussing it and just giving the people who gained coverage hundreds of thousands of dollars each. That's why the GOP is for #smallgovernment
 
Rather than implement the ACA, we probably would have been better off taking all the money we've spent creating and discussing it and just giving the people who gained coverage hundreds of thousands of dollars each. That's why the GOP is for #smallgovernment

The GOP would have given it to the military for MOAR GUNZ PEWPEWPEW
 
Well we can't take on Russia without them

So you admit that your suggestion that rather than the ACA, we should just give citizens money instead is a non-starter, and therefore is a disingenuous, straw man argument.

At least now we are on the same page, we can debate the merits of whether the ACA money would have been better off in the hands of Americans with no strings attached, in the hands of a military that doesn't need it, or providing healthcare for Americans. All of which are actual stances to take, so I look forward to the debate.
 
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