thatguy2016
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So CH and others have brought up one of the problems of the ACA people making >400% of the FPL because the tax credits abruptly stop at that level. While a relatively small percentage of people getting plans on the market overall, it's definitely a real problem (and one of the things they SHOULD be trying to fix instead of this charade in the Senate right now). Here's an analysis of extending the credits people >400% of FPL using RAND's model. Take home is it would cost ~$6 billion, reduce the uninsured rate by 1.2 million people, and improve the risk pool, decreasing premiums for all.
http://www.commonwealthfund.org/pub...ion?omnicid=EALERT1247883&mid=eibner@rand.org
I wonder what the cost would be if the 3X multiplier cap for age would be increased to 5X, which is more actuarially sound for males and which would make premiums more affordable for young healthy individuals (obviously at a cost to 62-year olds but again, justified based on morbidity)