ImTheCaptain
I disagree with you
first he never files a claim and then complains claims aren't paid out, despite evidence to the contrary
Yeah some of our E&S let you do an HO-3 with the Course of Construction endorsements, but oddly enough, most folks really want all the BS stuff like soft costs/profits/environmental stuff that an HO-3 wouldn't cover.
We are also not flush with HO-3 admitted companies right now at all in the area, so asking for anything beyond that is pushing it. Travelers and Nationwide are AM Best Companies who have hit the pause button in SC, and we've had a ton of Demotech companies (Southern Fidelity, FedNat, Capitol Preferred) just straight up pull out of the state. It's a barren wasteland and cycling of random ass niche markets lately to get premiums that people can afford.
If they keep raising rates I’m crashing on purpose to get my moneys worth.
I've literally never had my insurance company deny a claim, whether on my house or car.To Biff's point, it makes sense to just get the absolute minimum required so as not to go to jail, then if something happens just say fuck it. The chances of insurance actually covering it are pretty slim anyway.
Did your rates go up when you started driving on the left side of the road ?
We have our home, auto, and wife’s engagement ring all as one policy and pay like $275ish a month? Idk seems to work out ok.$100 deductible is super low, wow. I was at $1000, but may have changed to $500 because it was still cheaper last time I switched. I'd imagine your premiums are fairly high at $100...
WoooofWe have our home, auto, and wife’s engagement ring all as one policy and pay like $275ish a month? Idk seems to work out ok.