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Investment Thread - For all your money needs

So when the big meeting today produces nothing (probably)…markets gonna start tanking…?
 
I put some cash a few days ago into treasuries that mature about June 6th. Less that 30 days. Earning ~ 5.4%.

I guess I believe.
 
ConnorEl said:
I put some cash a few days ago into treasuries that mature about June 6th. Less that 30 days. Earning ~ 5.4%.

I guess I believe.
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Didn't we see this same movie in reverse a few years ago. Trump demanding the clean raise and the dems demanding and getting concessions. Suspect they figure it out. From a pure negotiating standpoint the GOP played it pretty well. Held spending to 2022 levels more or less in what they passed. Hard for Biden to claim they are holding him hostage. Hence the concessions we've already seen. I bet they all figure it out.

I just bought a 30 year and a 20 year treasury. Counting on interest rates to drop sometime in the next year. If/when that happens I'll sell./
 
Work daily up to my ears in Nvidia tech. It's not just the boards, it's the ecosystem. They are AWS before everyone realized what kind of head start they had in cloud, except there is an added barrier because of the hardware.

AMD, Intel, Microsoft, Google - they all have plenty of silicon efforts out or in the works. But only Google has even a whiff of the ecosystem, and TensorFlow is open source. Gonna be a while before anyone catches them, imho. Not that it necessarily means the stock will keep rocketing.
 
KennyRogersRoast said:
Someone asked me what you should do if you were expecting a one time lump sum. Besides hookers and cocaine, any other thoughts?
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Prob depends on the size of the lump sum as compared to their financial status otherwise, so without more info seems like it’d be tough to give them the best advice

but hard to go wrong with paying off non mortgage debt if they have any.
 
I think they are expecting 3 to 5 times their annual salary. I suppose that could get close to a million on the upper end, but I do not know.

They have one car payment, but it is like a .5% interest rate. They have student loans but I would probably pay as little as possible on those with forgiveness a possibility. I think that is it for non-mortgage debt.

I said to hit the max on 401(k) since they won’t need the cash and that would help with the tax hit, but that is not going to help much.
 
KennyRogersRoast said:
I think they are expecting 3 to 5 times their annual salary. I suppose that could get close to a million on the upper end, but I do not know.

They have one car payment, but it is like a .5% interest rate. They have student loans but I would probably pay as little as possible on those with forgiveness a possibility. I think that is it for non-mortgage debt.

I said to hit the max on 401(k) since they won’t need the cash and that would help with the tax hit, but that is not going to help much.
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If they have outstanding charitable pledges or generally are charitably inclined, they could pre-fund their giving for a number of years (either directly or into a donor advised fund) to get a more valuable charitable deduction this year.
 
KennyRogersRoast said:
I think they are expecting 3 to 5 times their annual salary. I suppose that could get close to a million on the upper end, but I do not know.

They have one car payment, but it is like a .5% interest rate. They have student loans but I would probably pay as little as possible on those with forgiveness a possibility. I think that is it for non-mortgage debt.

I said to hit the max on 401(k) since they won’t need the cash and that would help with the tax hit, but that is not going to help much.
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For sure max their 401ks from here on out as well as any other tax advantaged accounts like IRAs, HSAs etc. Doesnt solve what to do with all of it but will help over time.

If they’re otherwise pretty set and generally invest what they have left over at the end of the month then I’d just do that personally. Boring, but that doesn’t seem like it would be “get a new life” money, more of a major acceleration of their existing savings goals.
 
DeacMan said:
Assuming the bill passes both houses the next thing for markets to absorb is the issuance of like another trillion worth of TBills/TBonds. Can't help market liquidity over the next several months.
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Meh - Nvidia go brrrrrrrrrrr.
 
HuskyDeac said:
Meh - Nvidia go brrrrrrrrrrr.
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Yeah, maybe in the short term. Definitely like it longer term. I'm just struggling to grasp how far forward it is already priced. My broader point is outside of ten or so stocks the market has been treading water for a while. And the dollar is strengthening and will strengthen further for a while most likely (generally bad for equities more broadly).
 
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